032 -- Daily Life - Opening a Bank Account

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a

Next, please. May I help you, sir?

b

Hello, yes, I’d like to open a bank account.

a

Certainly, I can can help you with that. What type of account would you like to open? A chequing or a savings account?

b

What What features do they offer?

a

Well, if you just take a look here, see, with our chequing account, you can have unlimited daily transactions for a small monthly fee, and our sav- ings account has a higher interest rate, but you must carry a minimum balance of $ 10,000 dol- lars.

b

I see, well, I think I’m more interested in a chequing account; I like to have easy access to my money.

a

Alright, then, with this chequing account you’ll be issued a debit card and a cheque book. Will you require overdraft protection? There is an extra fee for that.

b

No, that won’t be necessary.

a

In that case, I’ll get you to fill out this paperwork; I’ll need your social insurance number, and two pieces of government ID. If you could just sign here, and here, and here; we’ll be all set. Would you like to make a deposit today?

b

Yes, I’d like to deposit one billion dollars.